Terms and Conditions

These terms of use together with our privacy policy set out the terms of use on which you may make use of our site. Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

Access to some facilities on our site, such as ‘request information’, ‘update my details’ or ‘contact us’ facilities, may require you to provide us with personal details about yourself. By providing us with your details you will be deemed to have accepted these terms of use. If you do submit any personal data you should read our privacy policy.

If you have provided any personal details and those details subsequently change, you should notify us using the online forms provided or by emailing us at adminhelp@isio.com.

Nothing contained within this website should be construed as advice or a recommendation.

We accept no liability for information contained within websites provided by third parties which may have links to or from our website. Our site is intended to be used for and subject to the UK regulatory regime and is therefore restricted to consumers based in the UK or who have Trust-based pension arrangements in the UK. We believe that the information contained and opinions expressed in this site are accurate at the date of publication and no warranty is given.

Information about us

Isio Group Ltd are a limited company registered in England and Wales under company number 12273083.Our registered office address is Isio Croydon, AMP House, Dingwall Road, Croydon, CR0 2LX. If you need to contact us, please write to the above address or send an e-mail to adminhelp@isio.com.

Accessing our site

Access to our site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on our site without notice. We can make no warranty or representation that the website can be accessed at all times and will not be liable if for any reason our site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of our site, or our entire site, to users who have registered with us. You are responsible for making all arrangements necessary to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.

We aim to update our site regularly, and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely. Any of the material on our site may be out of date at any given time, and we are under no obligation to update such material but we shall endeavour to make you aware of when the material was originally posted and last updated.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it (other than content linked to from external websites). Those works are protected by copyright laws and treaties around the world. All such rights are reserved. You may print or download extracts, of any page(s) from our site for your personal reference and you may draw the attention of others within your organisation to material posted on our site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.

You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors. Nothing herein will be deemed to create a partnership or joint venture between us.

Information about you and your visits to our sites

All information received by us from you and/or your use of our site will be used in accordance with our privacy policy. We respect the personal information provided by you. We will only transfer this information in accordance with our privacy policy and as may be required to provide services to you.

Linking to our site

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement without our express consent. You must not establish a link from any website that is not owned by you.

Links from our site

Where our site contains links to other sites or other third parties, these links are provided for your information only.  We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Viruses, hacking and other offences

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any material posted on it, or on any website linked to it.

Limitation of liability

Commentary and other materials posted on the public areas of our site are not intended to amount to advice on which reliance should be placed.  We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.

In addition, we do not warrant that our site or its contents are virus free or that the client only areas are compatible with your software or computer configuration. We accept no liability for any loss or damage of whatever nature you may suffer in the event of an infection or contamination by a virus or similar computer code designed to adversely affect the operation of any computer software or hardware. You are solely responsible for protecting your hardware, software and system from such attacks.

Jurisdiction and applicable law

The English courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our site although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country. These terms of use are governed by English law.

Variations

We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you. Some of the provisions contained in these terms of use may also be superseded by provisions or notices published elsewhere on our site.

The suitability of the site

The information contained within this website should not be regarded as an offer, solicitation or a recommendation to conduct investment business as defined by the Financial Services and markets Act 2000.

Contact

Questions, comments and request regarding this privacy policy are welcomed and should be addressed to adminhelp@isio.com.