Five years, ten years, two years away from reaching your retirement age? The more time you allow to plan for your retirement the better, as there some big decisions to consider. We’re here to help you as you create your own retirement plan to ensure you make the most of your pension. Click below to begin your journey.
Our friendly team is ready to guide you through your options and help you decide which one suits you best.
Required annual pension income:
£14,400 – £31,299
In summary:
A ‘minimum’ lifestyle covers all your needs, with some left over for fun and social occasions. You could holiday in the UK, eat out about once a month and do some affordable leisure activities about twice a week.
Average monthly spend: £1,200
Required annual pension income:
£31,300 – £43,099
In summary:
A ‘moderate’ lifestyle provides more financial security and more flexibility. You could have one foreign holiday a year and eat out a few times a month. You’d have the opportunity to do more of the things you want to do.
Average monthly spend: £2,609
Required annual pension income:
£43,100 +
In summary:
A lifestyle that allows you to be more spontaneous with your money. You could have a subscription to a streaming service, regular beauty treatments, a foreign holiday and several UK minibreaks a year.
Average monthly spend: £3,592
Required annual pension income:
£22,400 – £43,099
In summary:
A ‘minimum’ lifestyle covers all your needs, with some left over for fun and social occasions. You could holiday in the UK, eat out about once a month and do some affordable leisure activities about twice a week.
Average monthly spend: £1,867
Required annual pension income:
£43,100 – £58,999
In summary:
A ‘moderate’ lifestyle provides more financial security and more flexibility. You could have one foreign holiday a year and eat out a few times a month. You’d have the opportunity to do more of the things you want to do.
Average monthly spend: £3,594
Required annual pension income:
£59,000 +
In summary:
A lifestyle that allows you to be more spontaneous with your money. You could have a subscription to a streaming service, regular beauty treatments, a foreign holiday and several UK minibreaks a year.
Average monthly spend: £4,917
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